HSBC

HSBC Home Insurance

Overview

HSBC Home Insurance offer the first 3 months free! The majority of their claims are settled over the phone, and you can be covered immediately. There is increased cover at Christmas with no increase in premiums.


Go to the HSBC Website


Contents Covered
  • Household goods and personal belongings; you can either use our blanket cover of £50,000 or choose the amount you need between £15,000 (depending on number of bedrooms) and a maximum of £80,000 overall
  • Valuable contents (such as jewellery, collections and works of art) of up to £6,000 overall (can be increased on request) with no item more than £1,500 unless specified
  • Contents temporarily removed from the home covered up to £5,000
  • Accidental damage to audio, video and computer equipment, mirrors and fixed glass in furniture
  • Contents covered in outbuildings (limit of £2,000 if loss due to theft) and in the garden (up to £500)
  • Replacement locks if keys are lost or stolen (up to £500)
  • Spoilage of food in freezers (up to £400)
  • Loss of heating fuel and metered water (up to £1,000)
  • Alternative accommodation following an insured loss (up to £7,500)
  • Your liability as employer (up to £10m), tenant (up to £5,000), occupier and in a personal capacity (up to £2m)



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